Educate clients in fundamental financial literacy skills

Formats and tools

Unit Description
Reconstruct the unit from the xml and display it as an HTML page.
Assessment Tool
an assessor resource that builds a framework for writing an assessment tool
Assessment Template
generate a spreadsheet for marking this unit in a classroom environment. Put student names in the top row and check them off as they demonstrate competenece for each of the unit's elements and performance criteria.
Assessment Matrix
a slightly different format than the assessment template. A spreadsheet with unit names, elements and performance criteria in separate columns. Put assessment names in column headings to track which performance criteria each one covers. Good for ensuring that you've covered every one of the performance criteria with your assessment instrument (all assessement tools together).
Wiki Markup
mark up the unit in a wiki markup codes, ready to copy and paste into a wiki page. The output will work in most wikis but is designed to work particularly well as a Wikiversity learning project.
Evidence Guide
create an evidence guide for workplace assessment and RPL applicants
Competency Mapping Template
Unit of Competency Mapping – Information for Teachers/Assessors – Information for Learners. A template for developing assessments for a unit, which will help you to create valid, fair and reliable assessments for the unit, ready to give to trainers and students
Observation Checklist
create an observation checklist for workplace assessment and RPL applicants. This is similar to the evidence guide above, but a little shorter and friendlier on your printer. You will also need to create a seperate Assessor Marking Guide for guidelines on gathering evidence and a list of key points for each activity observed using the unit's range statement, required skills and evidence required (see the unit's html page for details)

Self Assessment Survey
A form for students to assess thier current skill levels against each of the unit's performance criteria. Cut and paste into a web document or print and distribute in hard copy.
Moodle Outcomes
Create a csv file of the unit's performance criteria to import into a moodle course as outcomes, ready to associate with each of your assignments. Here's a quick 'how to' for importing these into moodle 2.x
Registered Training Organisations
Trying to find someone to train or assess you? This link lists all the RTOs that are currently registered to deliver CHCFLE302A, 'Educate clients in fundamental financial literacy skills'.
Google Links
links to google searches, with filtering in place to maximise the usefulness of the returned results
Reference books for 'Educate clients in fundamental financial literacy skills' on This online store has a huge range of books, pretty reasonable prices, free delivery in Australia *and* they give a small commission to for every purchase, so go nuts :)

Elements and Performance Criteria



1. Assist client groups to understand the role of budgeting in personal financial management

1.1 Explain the role of budgeting in the lives of different groups

1.2 Identify the importance of effective budgeting to meet regular and irregular expenses and relate this to different stages of life

1.3 Explain the importance of setting financial goals and analyse in relation to client's goals and priorities

1.4 Identify obstacles that might prevent financial goals being achieved

1.5 Explain the types of behaviours and skills required for successful budgeting

2. Assist clients to identify key principles of budgeting and money management

2.1 Explain different styles of budgets and plans

2.2 Identify types of regular and irregular expenses

2.3 Identify appropriate payment options to suit the budgeting style

3. Assist client to develop a personal budget

3.1 Assist client to identify and list all income and expenditure for a relevant period of time

3.2 Identify regular and irregular items of expenditure and project these expenses over a future period

3.3 Identify surplus or deficit and discuss with the client

3.4 Encourage client to allocate surplus funds towards meeting identified financial goals

3.5 Assist client to understand basic paperwork relevant to their money management needs

4. Provide resources to assist client to self manage their finances on an ongoing basis

4.1 Provide the client with budgeting tools to assist in developing own personal budget to suit their particular needs

4.2 Discuss strategies and tips to successfully manage a personal budget

4.3 Provide relevant community information and resources to assist client in meeting their financial needs.

4.4 Assist clients to identify when a budget requires review

Qualifications and Skillsets

CHCFLE302A appears in the following qualifications:

  • CHC30108 - Certificate III in Community Services Work
  • CHC40408 - Certificate IV in Alcohol and Other Drugs Work
  • CHC41908 - Certificate IV in Youth Justice
  • CHC30508 - Certificate III in Social Housing
  • CHC41808 - Certificate IV in Youth Work
  • CHC40708 - Certificate IV in Community Services Work
  • CHC50608 - Diploma of Community Services Work
  • CHC42508 - Certificate IV in Community Services (Information, advice and referral)
  • CHC40908 - Certificate IV in Social Housing
  • CHC40508 - Certificate IV in Mental Health
  • CHC41108 - Certificate IV in Pastoral Care
  • CHC42108 - Certificate IV in Career Development
  • CHC30608 - Certificate III in Active Volunteering

And the skillsets: